As the crypto markets settle down after recent changes in BTC and ETH, individual and institutional buyers are looking for ways to make money that don’t involve traditional “blue-chip” tokens. Since SOL’s growth rate has slowed, many people are now looking at DeFi platforms that offer organized returns and new ways to make money. Mutuum Finance (MUTM) has become a strong competitor thanks to its strong pre-sale success and unique lending framework. As investors try to figure out why crypto is down today, they are looking for alternatives that offer security, usefulness, and high upside potential. This makes MUTM a good choice for an instant crypto investment. SOL growth outlook Solana (SOL)’s growth rate is slowing down after a recent burst of optimism, which points to a more careful period ahead. In the past 48 hours, SOL has lost almost 12% of its value, which has caused more than $112 million in leveraged long bets to be closed. This is a strong sign that bulls are losing the upper hand. Networking measures are also getting worse: the number of active addresses and network activity have gone down, and newer platforms are making SOL less dominant. Technically, SOL has had a hard time reclaiming support in the $250 area since it fell below $220, showing that it hasn’t been able to move up very quickly. If buyers don’t come back or stronger catalysts show up, SOL might not make a clear breakout in its next move. Instead, it might go sideways or try lower support levels again. Mutuum Finance (MUTM): DeFi mechanics and risk protections powering growth The price of Mutuum Finance (MUTM) tokens in Phase 6 of the presale is currently $0.035, and over 16,750 holders have already bought tokens. The presale has raised roughly $16.73 million. 55% of the 170 million phase supply has already been taken, so getting MUTM at this lower price is very important. Phase 7 will start at $0.040, which is a 15% rise. This is a rare chance for early participants to make money before the next price step. There are 4 billion MUTM in circulation, so now is a very important time for new buyers who want to get in before the value goes up even faster. To serve both conservative and high-risk users, Mutuum Finance (MUTM) employs dual lending methods. Its Peer-to-Contract (P2C) system lets stable assets like the US dollar make steady returns. For example, a deposit of $12,000 USDC is equal to the same amount of mtUSDC. This earns an expected 14% APY, which is $1,680 a year. At a 70% Loan-to-Value (LTV), borrowers can use SOL as collateral to get $1,400 in cash while keeping the protocol safe. Peer-to-Peer (P2P) lending, on the other hand, separates riskier assets like DOGE or PEPE into their own pools. This makes structured lending possible without putting core liquidity at risk of instability. Collateral and liquidation The collateral and liquidation steps are meant to keep the system and users safe. Overcollateralization is needed for all loans, and a Stability Factor makes sure that the borrowed amount stays safe compared to the collateral. If there isn’t enough collateral, the debt is bought by liquidators at a discount, which keeps the procedure healthy. Lower-volatility assets, such as stablecoins, can handle up to 75% LTV with an 80% liquidation threshold. Volatile tokens, on the other hand, can only handle 35–55% LTV with a A key part of Mutuum Finance (MUTM) is liquidity control. Enough on-chain liquidity makes sure that liquidations can happen quickly and efficiently, which keeps price loss to a minimum. Dynamic caps and incentive structures allow for a controlled reaction to volatility, keeping the platform solvent while encouraging steady activity. Investors can keep an eye on performance with a sophisticated dashboard that shows holdings and ROI. The Top 50 leaderboard gives bonus MUTM tokens to the top 50 users, which encourages participation and loyalty. Mutuum Finance (MUTM) has also prioritized security and trust. The platform underwent a comprehensive CertiK audit, achieving a Token Scan Score of 90.00 and a Skynet Score of 79.00. To further incentivize safety, a $50,000 USDT bug bounty program is active, with tiered rewards ranging from $200 to $2,000 for vulnerabilities. In parallel, the ongoing $100,000 giveaway selects ten winners to receive $10,000 in MUTM tokens each, enhancing community participation and engagement. Mutuum maintains strong social visibility with over 12K Twitter followers, amplifying investor confidence. Road to $1 Early users of MUTM have already seen huge gains. People who traded BTC, SOL, and ETH for MUTM in Phase 1 when it was worth $0.01 now have tokens worth $0.035, which is 3.5 times their original value. The anticipated exchange listings on Coinbase and MEXC will increase user access, boost trading activity, and improve price discovery. MUTM is expected to hit $0.06 after listing. Users will be able to interact directly with the lending and borrowing protocol and experience DeFi features firsthand when the beta launch comes around. This is expected to increase demand and raise the value of tokens even more. Integrating with Layer-2 solutions will speed up transactions and lower fees, which will make Mutuum Finance (MUTM) more appealing than its Layer-1 competitors. Since SOL is losing steam, Mutuum Finance (MUTM) is a great option for investors who want to make organized crypto investments that can be measured in terms of their usefulness. Demand for MUTM will continue to rise thanks to its dual lending mechanics, strict risk management, presale supply, and active plan. With more than half of Phase 6 already sold and Phase 7 about to see a 15% price increase, people who want to get MUTM before the price changes need to act quickly. Adding money to crypto ETFs and changes in the market mood are two more reasons why crypto investors are looking at DeFi platforms like Mutuum Finance (MUTM), which could give them a way to get to $1 in the next six months. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Crypto news: SOL slows while MUTM targets $1 in 6 months, experts say appeared first on Invezz